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AmeriFirst Home Mortgage

1070 Commerce Drive
Building 4, Suite B
Perrysburg, OH 43551

419-931-9011
419-931-9012 (fax)

Branch NMLS # 936531
Branch OH # MBMB.850074.012
AFC OH # MBMB.8500074.000
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Ohio Mortgage Loan Programs

Conventional

These are traditional loan programs that usually require up to 3-5% down and offer competitive interest rates. Documentation and fair-to-good credit are usually needed.

First Time Homebuyer

Low and moderate income Ohioans can purchase homes of their own with the state of Ohio’s OHFA First-Time Homebuyer Program. These have competitive interest rates and mortgage options and can include state grants or down payment assistance.

Are you a Hero?

 If you're a Firefighter, emergency medical tech, paramedic, healthcare worker, police officer, teacher, active military personnel or military veteran, you may be eligible for special mortgage programs and lower than average rates through the State of Ohio's OHFA program.

FHA

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment – and they can finance closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs. FHA’s can also be used to refinance rate and term up to 97% cash-out up to 85% of your homes value.

VA

Loans insured by the Veterans Administration for our nation's veterans can be some of the best financing options available. No down payment on a purchase, no PMI, and up to 90% for a refinance

Lot Loans

Vacant properties up to ten acres, five year arms amortized over 30 years with minimum 20% down.

Construction / Rehab Loans

Offers one time closings for clients building their own home or rehabbing their existing one. Fixed rates are able to be locked up to 12 months.

Investor Loans

Used to finance 1-4 units that will be for investment non owner occupied properties with 20% down payment.

 



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